Welcome to {{company}} ("We," "Us," or "Our"). These Terms of Service ("Terms") govern Your use of our website, applications, services, and products (collectively, the "Services"). By accessing or using the Services, You agree to comply with and be bound by these Terms. If You do not agree, please refrain from using the Services.

1. Eligibility

You must be at least 18 years old or have the consent of a legal guardian to use the Services. By using the Services, You represent and warrant that You meet these eligibility requirements.

2. User Accounts

• You may be required to create an account to access certain features. You are responsible for maintaining the confidentiality of Your account credentials and for all activities that occur under Your account.
• You must provide accurate, current, and complete information during registration and promptly update Your details if they change.

3. Use of Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You may not:

• Use the Services to violate any applicable laws, regulations, or third-party rights.
• Interfere with or disrupt the operation of the Services or attempt to gain unauthorized access to any part of the Services.
• Reproduce, modify, distribute, or create derivative works of the Services without Our express written consent.

4. Intellectual Property

All content, features, and functionality on the Services, including but not limited to text, graphics, logos, and software, are the property of {{company}} or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute Our intellectual property without Our prior written permission.

5. Payments & Refunds

• If You purchase a subscription, product, or service ("Subscription"), You agree to pay the applicable fees as outlined during checkout.
• Subscriptions may renew automatically unless canceled. You are responsible for managing Your subscription and ensuring timely cancellation if You do not wish to renew.
• Refunds are provided at Our discretion and in accordance with Our refund policy, which may be accessed Refund Policy.

6. Third-Party Links & Services

The Services may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or availability of these third parties. Your use of third-party services is at Your own risk.

7. Disclaimer of Warranties

The Services are provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not guarantee that the Services will be uninterrupted, error-free, or secure.

8. Limitation of Liability

To the fullest extent permitted by law, {{company}} shall not be liable for any indirect, incidental, special, or consequential damages arising from Your use of the Services.

9. Indemnification

You agree to indemnify and hold harmless {{company}}, its affiliates, officers, directors, employees, and agents from any claims, losses, damages, or expenses (including reasonable attorneys’ fees) arising from Your use of the Services or Your violation of these Terms.

10. Termination

We reserve the right to terminate or suspend Your access to the Services, with or without notice, for any reason, including if You violate these Terms.

11. Changes to Terms

We may update these Terms from time to time. We will notify You of material changes via email or a prominent notice on the Services. Your continued use of the Services after such changes constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of {{jurisdiction}}, without regard to its conflict of law principles.

13. Contact Us

If You have questions about these Terms, please contact us at:
{{company}}
{{address}}
Email: {{email}}
Phone: {{telephone}}

By using the Services, You acknowledge that You have read, understood, and agreed to these Terms of Service.